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Investment Rates & Fees

Rates

Effective October 26, 2021
Short Term Deposits
Investment 30 – 59 Days 60 – 89 Days 90 – 119 Days 120 – 179 Days 180 – 364 Days
$50,000+ 0.05% 0.05% 0.05% 0.05% 0.05%

 

Cashable GICs
Investment Cashable after 30 days (Matures in one year)
$1,000+ 0.05%

 

1-5 Year GICs*
Investment 1 Year 18 Month 2 Year 3 Year 4 Year 5 Year
$1,000-$4,999 0.75% 0.96% 1.17% 1.41% 1.45% 1.50%
$5,000-$49,999 1.00% 1.21% 1.42% 1.66% 1.70% 1.75%
$50,000+ 1.10% 1.31% 1.52% 1.76% 1.80% 1.85%

 

 

TFSA
Investment 1 Year 18 Month 2 Year 3 Year 4 Year 5 Year
$1,000-$49,999 1.00% 1.21% 1.42% 1.66%  1.70% 1.75%
$50,000+ 1.10% 1.31% 1.52% 1.76% 1.80% 1.85%

 

RRSP
Investment 1 Year 18 Month 2 Year 3 Year 4 Year 5 Year
$1,000-$49,999 1.00% 1.21% 1.42% 1.66%  1.70% 1.75%
$50,000+ 1.10% 1.31% 1.52% 1.76% 1.80% 1.85%

 

RRIF
Investment 1 Year 18 Month 2 Year 3 Year 4 Year 5 Year
$10,000-$49,999 1.00% 1.21% 1.42% 1.66%  1.70% 1.75%
$50,000+ 1.10% 1.31% 1.52% 1.76% 1.80% 1.85%

 

Demand Deposit Accounts
Maximizer Savings Accounts and Cash in Registered Accounts
Earn 0% compounded monthly

*Semi-Annual, Quarterly & Monthly Pay are available at a reduced interest rate.

 

All rates are subject to change without notice.

Tools & Resources

RIF
Calculator
TFSA
Calculator
Forms and
Applications
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