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Rates designed to fit your needs
Borrowing Rates
Residential lending rates are determined on a case-by-case basis, which allows us to offer you competitive options for your specific needs. Working with a mortgage broker will ensure you have all the information you need to make an informed decision on the option that is right for you.
April 28, 2026
Prime Lending Rate
Questbank prime lending rate — Foundation for variable-rate products
4.45%
| Term (Closed) | 6 Months | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years |
| Rate | 4.99% | 4.99% | 4.59% | 5.55% | 5.49% | 5.59% |
Automatic Renewal Rate
6 months open — Rate if mortgage expires without renewal
10.99%
All rates are subject to borrowers meeting Questbank’s lending criteria (this may include your credit score, income, and property location), and are subject to change without notice. Please see our Mortgage Servicing Fee Schedule (effective January 2026).