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Term Deposits and GICs

We know that when it comes to your savings, every dollar counts! This is why we offer a broad range of savings and deposit products that are protected by the Canada Deposit Insurance Corporation (CDIC), and which are specifically designed to keep your investments safe and secure.

Our Guaranteed Investment Certificates (GIC) offer better flexibility and highly competitive interest rates. Whether you’re looking to top up your investments with a non-registered GIC, or hold your GIC in a Registered Account, we offer options that make building a secure future simple.


Choose from a wide range of registered and non-registered investment options that are designed to meet your individual savings needs.


As a federally regulated deposit taking institution, and proud member of the CDIC, you can feel confident knowing your investments are protected.


At Community Trust, we are committed to offering you some of the best savings rates in the country, backed by friendly support and flexibility.

Choose from registered and non-registered GICs, including:

Registered Accounts

  • Registered Retirement Savings Plan (RRSP)
  • Registered Retirement Income Fund (RRIF)
  • Tax Free Savings Account (TFSA)
  • Locked-in Plans

With a Community Trust GIC, the more you invest, the more you earn. Our investment tier options include:

  • $1,000-$4,999
  • $5,000-$49,999
  • $50,000 +

We offer customizable terms to match your exact savings horizon, including:

  • 1-5 year GICs
  • Short-term deposit
  • Cashable GIC
  • Choose your own maturity

If you’re impressed by our rates and accounts, then let’s get started. Open a registered account of your choosing with us by filling out the necessary Forms and Applications.

If you prefer going through the process with our specialists, or if you have questions about our savings and deposits, don’t hesitate to reach out to us.

Deposit Services
1 (800) 268-1576


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Looking for our
deposit rates?

For a full list of the deposit rates we are
currently offering, click below.

Or if you have any questions, call us at
1 (800) 268-1576 between 8:00 a.m. and
8:00 p.m. ET, from Monday to Friday.


Rates & Fees


Contact Us


Registered Accounts


Forms & Applications